CREDIT CRUNCH
 
What it really means is not that everyone is broke, skint, in debt...what is really the problem is that there is a credit crisis.  I.E. If credit = belief, either the bank's belief you can actually pay your bills or someone's reputation, a belief that someone will deliver the goods, then there is definitely a credit crunch going on.
 
People cannot be trusted.  Nobody believes in anyone anymore it would appear.
 
So what's to be done?
 
Start believing. Take a risk.  Dare to believe, to commit to your ideas, half-formed visions and dreams. 
 
If credit is crunching, bite back and believe.
 
We are money.